Section 37

The Authority may by notice in writing require an insurer to submit to him the forms of proposal and policy in use by the insurer in Brunei Darussalam, and any brochures which are in use by the insurer for describing the terms or conditions of, or the benefits to be or likely to be derived from such policies; and where the whole or part of any such forms or brochures are not in the Malay or

A requirement under this section, unless it is otherwise provided therein, shall apply to all such forms and brochures coming into use after the making of the requirement and until the Authority notifies the insurer that the requirement has been withdrawn.

If it appears to the Authority, after affording the insurer an opportunity to make representations orally or in writing, that any such form or brochure contravenes or fails to comply with any provision of this Order, or is in any respect likely to mislead, he may by notice in writing direct the insurer to discontinue the use of the form or brochure in Brunei Darussalam either forthwith or from a date specified in the notice.

No Brunei Darussalam insurer shall use in the course of carrying on insurance business in Brunei Darussalam a form of proposal which does not have prominently displayed therein a warning that if a proposal does not fully and faithfully give the facts as he knows them or ought to know them, he may receive nothing from the policy.

For each occasion on which any insurer uses a copy of a form or brochure in contravention of subsection (3) or (4), the insurer shall be guilty of an offence and shall be liable on conviction to a fine not exceeding $10,000.

In this section, "brochure" includes any printed leaflet and advertising material.