15. Power to borrow

For the discharge of its functions or duties under this Act or any other written law, the Institute may, from time to time, raise loans from the

Government or, with the approval of the Minister, raise loans from banks and other financial institutions (whether in Brunei Darussalam or elsewhere)

by —

mortgage, overdraft or otherwise;

charge, whether legal or equitable, on any property vested in the Institute or on any revenue receivable by the Institute under this

the creation and issue or debentures or bonds or other instruments.